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You'll End Up In Jail, Broke or Homeless

Writer: Matthew Cossens
Matthew Cossens
Oct 28
4 min read

You’ll End Up in Jail, Broke or Homeless




My music teacher said that to me when I was a kid.


She wasn’t the only one.


Several teachers said versions of the same thing across those years.


Different words, same message: there’s nothing much here, and you’ll prove it eventually.


I’ve thought about that a lot over the years.


I didn’t love school.


I wasn’t struggling to keep up. I was bored.


School seemed to reward memorising things and repeating them back, and I couldn’t see the point when I could just read the book and already know it.


So I disengaged. And from the front of the classroom, a bright kid who won’t participate looks identical to a kid who can’t.

I’m not blaming them for the read. I’m just saying it was a read, not a verdict.


What nobody told me at the time: the system wasn’t the thing. Learning was the thing, and I’d confused the two.


It took me until well into adulthood to understand the difference and that learning is a craft you choose, not a hoop you jump through. That you read to change how you think, not to pass something. That the best operators I’ve ever met are relentless learners, and almost none of them loved school either.


I lost years to that confusion. I wish I’d worked it out sooner.


Three Ways to Hold a Label

Someone tells you what you are. What happens next comes down to the lens you look at it through.

1) As a prediction. You accept it. You decide they’ve seen something you can’t see yourself, and you live down to it. A surprising number of people do. Someone put a ceiling in their head at fifteen and they never once tested whether it was real.

2) As a cage. You reject it, but you can’t put it down either. You spend thirty years disproving someone who stopped thinking about you the day you left. Everything you build is a rebuttal. You achieve a lot and never feel like you’ve achieved anything, because the scoreboard belongs to somebody else.

3) As fuel. You take the energy and leave the ownership behind. You use it early, because it genuinely is useful early. Then at some point you put it down and build for your own reasons instead.

The first two are prison. Only the third gets you anywhere worth going.


What a Label Actually Is

That teacher wasn’t describing me.

She was describing what she could see from where she stood, through whatever she was carrying that year, in a room with a kid who wasn’t engaging with her subject.

That’s all a label ever is. A snapshot, taken by someone with partial information, on one particular day.

The mistake is treating it as a verdict.

Nobody gets to decide who you are except you. Not a teacher. Not a boss who overlooked you. Not a client who said no. They get an opinion. You get the decision.

The gap between those two things is where every life actually gets built.


The Car Park

Years later, long after I’d built something, I saw her.

I was getting out of a nice car. She looked over and recognised me.

There was a version of that moment where I said something. A line I could have delivered that would have felt very satisfying for about four seconds.

I didn’t.

Not because I’m above it. Because I genuinely didn’t need to.

If I’d said something, I’d have been telling her that her opinion still mattered, that I’d carried it all that way waiting to hand it back. That’s the cage, not the win.

The win was standing there with nothing to prove.


What Actually Changed It

Not talent. I’ve never been the smartest person in any room I’ve worked in.

It was the slow accumulation of work, the decision to become a genuine learner once I understood what that meant, and the people who backed me before there was much evidence to back.

A manager who gave me a shot. Mentors who told me the truth. A wife who believed in the version of me I was still becoming.

Those people mattered far more than the ones who wrote me off. They always do. We just remember the sharp words more clearly than the quiet support.


If Someone Has Put a Label On You

Someone probably has. Most people are carrying one.

You can’t stop people forming opinions. You can decide what you do with them.

Use the energy early if it helps. Then put it down, because a life built entirely on proving someone wrong is still a life designed by them.

And if school told you what you were, that you weren’t academic, weren’t capable, weren’t going to amount to much just understand that it was measuring one narrow thing in one narrow way.

Go and learn properly, on your own terms, for the rest of your life. Find your craft and spend the rest of your life mastering it!

That’s the part nobody grades, and it’s the only part that ends up mattering.

Let’s go.

 
 
 

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